Research Desk
Finance
Verified reporting on financial markets, corporate treasuries, capital structures, monetary conditions and the infrastructure that connects finance to the wider economy.
Why I Left Traditional Banking for Chime: What Its New Bank Deal Actually Means
Chime has worked well for Josephe Buchanan since 2023, but the honest 2026 picture includes changing MyPay limits, optional fees, a pending Stride acquisition and a $100 referral offer with real conditions.
Chime in 2026: Fees, Direct Deposit, MyPay, Credit Building and the $100 Offer
Chime's core checking account removes several common monthly costs, while qualifying direct deposit increasingly controls access to higher savings rates, SpotMe, MyPay, rewards and other benefits. This transparent 2026 review explains the real fees, limits, referral conditions, pending Stride deal and places where traditional banks still fit better.
Markets Repriced the September Fed Decision After Warsh's Jackson Hole Speech
Market-implied odds of a September Fed rate increase rose from roughly 35 percent before Kevin Warsh's Jackson Hole speech into the mid-to-high 50 percent range afterward. Warsh did not announce a hike, but he made prices the Fed's predominant current focus.
Kevin Warsh Is Rebuilding the Fed as Washington Diverges Over Who Sets the Price of Money
Kevin Warsh's first Jackson Hole speech as Federal Reserve chair raised September rate-hike expectations, but its larger significance is institutional. Warsh is signaling a quieter Fed, less routine forward guidance, stronger models and rules, and renewed attention to money while Treasury and Washington pull on different parts of the price-of-money system.
The Bitcoin Mine Has a Second Customer: IREN's AI Cloud Crossover
IREN reported $70.5 million in quarterly AI Cloud Services revenue and $66.7 million from Bitcoin Mining. The crossover reveals a second economic use for the power, land and data-center infrastructure built around Bitcoin.
What Is Happening to Bitcoin in 2026? IREN's AI Revenue Just Passed Bitcoin Mining as AI Data Centers Create a New Battle for Power
IREN's quarterly AI Cloud Services revenue surpassed its Bitcoin Mining revenue, revealing how power, land and data-center infrastructure built around mining can gain another economic use. Strategy, Treasury markets and AI-agent payments show how the wider Bitcoin system is changing.